Personal Loans
up to ₹2 Crore.
Compare 30+ banks at one place. Get matched instantly.
Whether consolidating high-interest debt, managing medical emergencies, funding education milestones, or renovating your home — compare tailored offers with zero collateral required.
Check Personal Loan Eligibility
Personalised offers in two minutes. No credit score impact.
₹0+ Cr
Loans Disbursed
0+
Customers Served
0+
Banking Partners
0+
Years Experience
30+ Partner Banks & NBFC Lenders
Access lowest interest rates, zero processing fee deals, and fast-track digital approvals across India's top personal loan lenders.
Compare 30+ personal loan offers.
Updated rates from leading banks and NBFCs.
ICICI Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹2 Cr
Tenure
12–72 months
HDFC Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
₹4999+GST
Amount
₹50 K – ₹50 L
Tenure
12–72 months
Axis Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
Upto 2%
Amount
₹50 K – ₹40 L
Tenure
12–60 months
Kotak Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
₹12999+GST
Amount
₹50 K – ₹50 L
Tenure
12–60 months
Bajaj Finserv
RBI-regulated · Direct lender
Interest
10.00% p.a.
Processing fee
Upto 1.2%
Amount
₹50 K – ₹75 L
Tenure
12–84 months
IDFC FIRST Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
Upto 2%
Amount
₹50 K – ₹1 Cr
Tenure
12–60 months
Cholamandalam
RBI-regulated · Direct lender
Interest
17.00% p.a.
Processing fee
Upto 4%
Amount
₹50 K – ₹50 L
Tenure
12–60 months
YES BANK
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹50 L
Tenure
12–60 months
IndusInd Bank
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
Upto 3%
Amount
₹50 K – ₹50 L
Tenure
12–60 months
Muthoot Finance
RBI-regulated · Direct lender
Interest
15.00% p.a.
Processing fee
Upto 6%
Amount
₹50 K – ₹15 L
Tenure
12–60 months
Piramal Finance
RBI-regulated · Direct lender
Interest
12.99% p.a.
Processing fee
Upto 2%
Amount
₹50 K – ₹25 L
Tenure
12–60 months
Tata Capital
RBI-regulated · Direct lender
Interest
10.99% p.a.
Processing fee
Upto 3.5%
Amount
₹50 K – ₹35 L
Tenure
12–60 months
Poonawalla Fincorp
RBI-regulated · Direct lender
Interest
24.00% p.a.
Processing fee
4%
Amount
₹50 K – ₹20 L
Tenure
12–60 months
L&T Finance
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹30 L
Tenure
12–60 months
Aditya Birla Capital
RBI-regulated · Direct lender
Interest
18.00% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹30 L
Tenure
12–60 months
SMFG India Credit
RBI-regulated · Direct lender
Interest
14.50% p.a.
Processing fee
Upto 2%
Amount
₹50 K – ₹5 L
Tenure
12–60 months
KreditBee
RBI-regulated · Direct lender
Interest
17.00% p.a.
Processing fee
2–5%
Amount
₹10 K – ₹5 L
Tenure
3–36 months
InCred
RBI-regulated · Direct lender
Interest
11.49% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹15 L
Tenure
12–60 months
Finnable
RBI-regulated · Direct lender
Interest
12.99% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹10 L
Tenure
6–48 months
Why Borrowers Choose Us
Save time and avoid multiple rejection entries. Match with lenders specifically interested in your financial profile.
Compare Multiple Banks
Compare suitable financing options across 30+ leading banks and NBFCs through a single integrated platform.
Dedicated Advisors
Work with an experienced advisor who guides you through document coordination, policy checks, and lender matching.
100% Transparent Process
Receive clear termsheets with no hidden advisory charges, brokerage, or unexpected deductions.
Accelerated Disbursal
Save weeks of turnaround time with coordinate checks and fast-tracked partner lender escalations.
Smart Profile Matching
Different banks look at profiles differently. We map your cash flows to lenders with the highest sanction probability.
End-to-End Coordination
From the first inquiry, paper coordination to the final bank account credit, our team coordinates it all.
How It Works
A transparent, connected timeline guiding your file from eligibility check to money in the bank.
Submit Your Requirement
Share basic personal details via our 2-minute secure form.
Expert Consultation
Our relationship manager coordinates to analyze salary structures and requirements.
Lender Comparison
Shortlist matching offers from 30+ banking partners based on salary tier profiles.
Documentation & Disbursal
Complete verification documents and secure swift funding disbursal.
Nidhivriddhi's personal loan experts guide you from first question to final approval
Talk to a real expert on WhatsApp or by phone. No sales pressure, just straight answers on your personal loan queries.
Personal Loan Use Cases
A multipurpose, unsecured credit option that can be deployed across various personal and emergency requirements.
Wedding Finances
Plan your dream wedding without compromising on milestones.
Home Renovation
Upgrade your living spaces, interiors, or repair structural damage.
Travel & Vacations
Finance international travel, travel tickets, and holiday getaways.
Medical Emergencies
Address urgent healthcare, hospitalization, or procedure costs immediately.
Higher Education
Manage fees, living costs, and admission expenses for you or your kids.
Higher Tech & Gadgets
Upgrade work machines, laptops, home entertainment, or phones.
Debt Consolidation
Merge multiple high-interest short-term credits into a single EMI.
Credit Card Refinance
Pay off credit card bills at a fraction of their compounding interest rates.
Eligibility Criteria
Key requirements for salaried employees, self-employed professionals, and business owners.
Documentation Checklist
Minimal paperwork for instant digital loan processing.
Identity & Address KYC
PAN Card, Aadhaar Card & Utility Bill / Rent Agreement
Income Verification
3 Months Salary Slips & Form 16 / ITR
Banking Statements
6 Months Salary Account Bank Statement
Employment Proof
Company ID Card, Official Email & Appointment Letter
Personal Loan EMI Calculator
Calculate your outflow before applying. Toggle values below to understand potential EMIs and structure your loan tenure correctly.
Loan parameters
Salaried Professionals We've Empowered
Real stories of working professionals securing instant collateral-free credit for personal milestones.
"Got pre-approved instant disbursal within 24 hours for home renovation. Zero physical paper submission."
Amitabh Verma
Senior Software Engineer, Bengaluru
₹15 Lakhs Sanctioned
"Consolidated high-interest credit card debt into a single low-EMI personal loan. Saved over ₹1.2 Lakhs!"
Priya Sundaram
Product Manager, Hyderabad
₹8 Lakhs Sanctioned
"Seamless end-to-end assistance for emergency medical funding. Prompt response and complete transparency."
Vikramaditya Sen
Associate Director, Mumbai
₹25 Lakhs Sanctioned
"Super fast approval with competitive interest rate. The team handled everything digitally while I was working."
Divya Joshi
Lead Designer, Pune
₹10 Lakhs Sanctioned
"Got pre-approved instant disbursal within 24 hours for home renovation. Zero physical paper submission."
Amitabh Verma
Senior Software Engineer, Bengaluru
₹15 Lakhs Sanctioned
"Consolidated high-interest credit card debt into a single low-EMI personal loan. Saved over ₹1.2 Lakhs!"
Priya Sundaram
Product Manager, Hyderabad
₹8 Lakhs Sanctioned
"Seamless end-to-end assistance for emergency medical funding. Prompt response and complete transparency."
Vikramaditya Sen
Associate Director, Mumbai
₹25 Lakhs Sanctioned
"Super fast approval with competitive interest rate. The team handled everything digitally while I was working."
Divya Joshi
Lead Designer, Pune
₹10 Lakhs Sanctioned
Frequently Asked Questions
Have questions about our personal loan process, interest rates, document verification, or banking partners? Explore common answers here or connect with our relationship managers.
Let's Find the Right Personal Loan for Your Milestones
Speak with our lending specialists and compare financing options from multiple banks and NBFCs based on your financial profile.