Education Loans
up to ₹1.5 Crore.
Compare 40+ lenders. Fast-track pre-visa sanction letters.
Fund tuition, living expenses, and travel for premier Indian and overseas universities. Unsecured collateral-free lines up to ₹75 Lakhs with extended moratorium.
Check Education Loan Eligibility
Personalised offers in two minutes. No credit score impact.
USA
Canada
UK
Ireland
Germany
Australia
UAE
Singapore
Europe
Finland
France
Netherlands
Denmark
Sweden
Spain
Italy
Luxembourg₹0+ Cr
Loans Sanctioned
0+
Students Funded
0+
Banking Partners
0+
Years Experience
40+ Partner Banks & Education Finance Institutions
Access lowest interest rates, collateral-free sanctions up to ₹75L, and 100% overseas tuition funding across premier lenders.
Compare 30+ education loan offers.
Updated rates from leading public & private banks and NBFCs.
ICICI Bank
RBI-regulated · Direct lender
Interest
10.85% p.a.
Processing fee
1 - 2%
Amount
₹1 Cr – ₹1.5 Cr
Tenure
60–144 months
Credila
RBI-regulated · Direct lender
Interest
9.75% p.a.
Processing fee
1 - 1.5% + GST
Amount
₹50 L – ₹1 Cr
Tenure
60–180 months
Auxilo
RBI-regulated · Direct lender
Interest
11.00% p.a.
Processing fee
1 - 1.5% + GST
Amount
₹85 L – ₹85 L
Tenure
36–120 months
Avanse
RBI-regulated · Direct lender
Interest
10.00% p.a.
Processing fee
1 - 1.5% + GST
Amount
₹80 L – ₹1.25 Cr
Tenure
60–144 months
Bank of Baroda (BOB)
RBI-regulated · Direct lender
Interest
9.15% p.a.
Processing fee
Rs.10,000 + GST or 1%
Amount
₹7.5 L – ₹1.5 Cr
Tenure
60–180 months
IDFC Bank
RBI-regulated · Direct lender
Interest
10.75% p.a.
Processing fee
1 - 1.5% + GST
Amount
₹75 L – ₹1.5 Cr
Tenure
60–144 months
Axis Bank
RBI-regulated · Direct lender
Interest
11.00% p.a.
Processing fee
1% PF + GST
Amount
₹80 L – ₹1 Cr
Tenure
60–180 months
State Bank of India (SBI)
RBI-regulated · Direct lender
Interest
8.15% p.a.
Processing fee
Rs.10,000 + GST
Amount
₹50 L – ₹3 Cr
Tenure
60–180 months
Canara Bank
RBI-regulated · Direct lender
Interest
8.60% p.a.
Processing fee
Rs.10,000 + GST
Amount
₹7.5 L – 100% of cost
Tenure
60–180 months
Karur Vysya Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
Rs.10,000 + GST
Amount
₹7.5 L – ₹1.5 Cr
Tenure
60–180 months
Incred
RBI-regulated · Direct lender
Interest
11.00% p.a.
Processing fee
1 - 1.5% + GST
Amount
₹80 L – ₹80 L
Tenure
36–120 months
Why Students Choose Us
Simplify your education loan process with expert counselor matching and pre-visa sanction assistance.
Compare Multiple Lenders
Compare suitable education loan options across 40+ leading public/private banks & NBFCs in one platform.
Dedicated Student Advisors
Get 1-on-1 guidance from an expert counselor to navigate university approvals, co-applicant criteria, and pre-visa sanction letters.
100% Transparent Terms
Clear breakdown of interest rates, moratorium periods, margin money, and processing fees without hidden costs.
Pre-Visa Sanction Letter
Fast-track your visa application with official pre-admission & pre-visa loan sanction letters from accredited lenders.
Collateral & Non-Collateral
Unlock unsecured education loans up to ₹75 Lakhs or secured loans up to ₹1.5 Crores at lowest interest margins.
Section 80E Tax Benefits
Maximize tax savings under Section 80E of the Income Tax Act on the full interest paid for up to 8 consecutive years.
How It Works
A transparent, connected timeline guiding your application from university offer to loan disbursal.
Share Academic Profile
Submit basic student and co-applicant details via our 2-minute form.
Expert Counselor Call
Our relationship manager evaluates course, university, and co-applicant income.
Sanction Letter Matching
Compare tailored loan offers and pre-visa sanction letters from matching banks.
Disbursal & Fee Transfer
Direct tuition fee credit to university and living expense credit to student account.
Nidhivriddhi's education loan experts guide you from admission offer to fee disbursal
Talk to a real expert on WhatsApp or by phone. No sales pressure, just clear guidance on your study abroad queries.
Education Loan Use Cases
Customized financing programs covering full tuition, living expenses, travel, and research needs.
Overseas Education
Top STEM, Business, and Humanities programs in USA, UK, Canada, Germany, and Australia.
Premier India Institutes
IITs, IIMs, NLUs, AIIMS, and accredited domestic universities with zero margin money.
Postgraduate & Masters
Advanced degrees, specialized master's certifications, and doctoral research funding.
Executive Education
Executive MBA and professional development programs for working professionals.
Living & Travel Expenses
Covers accommodation, flight tickets, health insurance, laptop, and study materials.
Vocational & Aviation
Pilot training, commercial licenses, culinary arts, and specialized vocational courses.
Eligibility Criteria
Key requirements for students pursuing domestic and global degrees.
Note: For top QS-ranked global universities, zero-collateral loans up to ₹75 Lakhs are sanctioned based on university tier and co-applicant financial strength.
Documentation Checklist
Standardized paper checklist for fast education loan sanction.
Admission & Test Proof
Offer Letter, i20 / CAS Document & GRE/IELTS Scorecard
Student KYC & Academics
Valid Passport, Aadhaar, 10th, 12th & Degree Marksheets
Co-Applicant Financials
PAN, Aadhaar, 3 Months Salary Slips & Form 16 / 2 Yrs ITR
Banking & Collateral
Co-Applicant 6 Months Bank Statement & Property Title Deeds
Education Loan EMI Calculator
Estimate your post-moratorium monthly installments and total interest outlays instantly.
Students We've Empowered
Real stories of students pursuing higher education globally with Nidhivriddhi assistance.
"Nidhivriddhi got my pre-visa loan sanction letter in just 3 days without collateral. Made my US visa interview completely stress-free!"
Rohan Sharma
MS in CS, Columbia University (USA)
₹65 Lakhs Sanctioned
"Comparing offers across private and international lenders saved me 2.5% on my interest rate. Outstanding counselor support!"
Ananya Iyer
MBA, INSEAD (France)
₹85 Lakhs Sanctioned
"Simple documentation and direct tuition disbursal to college. The moratorium period gives me complete peace of mind."
Siddharth Nair
B.Tech, BITS Pilani (India)
₹18 Lakhs Sanctioned
"Covered my blocked account, flight tickets, and living expenses. Transparent terms with zero hidden fees!"
Pooja Deshmukh
MS in Data Science, TU Munich (Germany)
₹35 Lakhs Sanctioned
"Got 100% expense funding with zero margin money. Highly recommend Nidhivriddhi for study abroad aspirants."
Vikramaditya Roy
LLM, King's College London (UK)
₹45 Lakhs Sanctioned
"Nidhivriddhi got my pre-visa loan sanction letter in just 3 days without collateral. Made my US visa interview completely stress-free!"
Rohan Sharma
MS in CS, Columbia University (USA)
₹65 Lakhs Sanctioned
"Comparing offers across private and international lenders saved me 2.5% on my interest rate. Outstanding counselor support!"
Ananya Iyer
MBA, INSEAD (France)
₹85 Lakhs Sanctioned
"Simple documentation and direct tuition disbursal to college. The moratorium period gives me complete peace of mind."
Siddharth Nair
B.Tech, BITS Pilani (India)
₹18 Lakhs Sanctioned
"Covered my blocked account, flight tickets, and living expenses. Transparent terms with zero hidden fees!"
Pooja Deshmukh
MS in Data Science, TU Munich (Germany)
₹35 Lakhs Sanctioned
"Got 100% expense funding with zero margin money. Highly recommend Nidhivriddhi for study abroad aspirants."
Vikramaditya Roy
LLM, King's College London (UK)
₹45 Lakhs Sanctioned
Frequently Asked Questions
Everything you need to know about education loans for Indian and international universities.
Let's Find the Right Education Loan for Your Future
Speak with our education loan specialists and compare financing options from multiple banks and NBFCs based on your admission profile.