Business Loans
up to ₹20 Crore.
Compare multiple banks at one place. Get the right offer.
Whether you're expanding operations, purchasing machinery, managing working capital, or scaling your enterprise — our advisors secure tailored sanction letters from top banking partners with zero hidden fees.
Check Business Loan Eligibility
Personalised offers in two minutes. No credit score impact.
₹0+ Cr
Loans Facilitated
0+
Businesses Supported
0+
Banking Partners
0+
Years Experience
50+ Partner Banks & Lending Institutions
Access lowest interest rates, collateral-free credit limits, and fast-track sanctions across India's premier banks & NBFCs.
Compare 6+ business loan offers.
Updated rates from leading banks and NBFCs.
HDFC Bank
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
1.5%
Amount
₹50 L – ₹40 Cr
Tenure
12–180 months
ICICI Bank
RBI-regulated · Direct lender
Interest
10.75% p.a.
Processing fee
1.25%
Amount
₹50 L – ₹30 Cr
Tenure
12–144 months
Axis Bank
RBI-regulated · Direct lender
Interest
11.00% p.a.
Processing fee
1.5%
Amount
₹50 L – ₹25 Cr
Tenure
12–120 months
Kotak Mahindra
RBI-regulated · Direct lender
Interest
10.99% p.a.
Processing fee
1.75%
Amount
₹75 L – ₹40 Cr
Tenure
12–180 months
Yes Bank
RBI-regulated · Direct lender
Interest
11.50% p.a.
Processing fee
2%
Amount
₹50 L – ₹20 Cr
Tenure
12–120 months
IDFC FIRST
RBI-regulated · Direct lender
Interest
10.85% p.a.
Processing fee
1.5%
Amount
₹50 L – ₹15 Cr
Tenure
12–96 months
Why Businesses Choose Us
Compare suitable options through a single integrated workflow instead of visiting multiple individual lenders.
Compare Multiple Banks
Compare suitable financing options across 50+ leading banks and NBFCs through a single integrated platform.
Dedicated Advisors
Work with an experienced advisor who guides you through document coordination, policy checks, and lender matching.
100% Transparent Process
Receive clear termsheets with no hidden advisory charges, brokerage, or unexpected deductions.
Accelerated Disbursal
Save weeks of turnaround time with coordinate checks and fast-tracked partner lender escalations.
Smart Profile Matching
Different banks look at profiles differently. We map your cash flows to lenders with the highest sanction probability.
End-to-End Coordination
From the first inquiry, paper coordination to the final bank account credit, our team coordinates it all.
How It Works
A transparent, connected timeline guiding your file from eligibility check to money in the bank.
Submit Your Requirement
Share basic business details via our 2-minute secure form.
Expert Consultation
Our relationship manager coordinates to analyze cash flows and requirements.
Lender Comparison
Shortlist matching offers from 50+ banking partners based on underwriting guidelines.
Documentation & Disbursal
Complete verification documents and secure swift funding disbursal.
Nidhivriddhi's business loan experts guide you from eligibility check to disbursal
Talk to a real expert on WhatsApp or by phone. No sales pressure, just straight answers on your business loan queries.
Business Loan Use Cases
Understand exactly where capital can be deployed to yield maximum enterprise returns.
Working Capital
Smooth out cash flow cycles and manage day-to-day operations.
Inventory Purchase
Stock up on raw materials or goods before high-demand seasons.
Hiring & Payroll
Onboard top talent to accelerate business progress.
Debt Consolidation
Combine multiple expensive short-term liabilities into one.
Business Expansion
Fund new offices, warehouse spaces, or market reach.
Branch Expansion
Reach customers in new geographic locations across India.
Marketing & Growth
Drive sales with target-focused advertising and branding.
Machinery & Equipment
Purchase or lease high-value machinery to scale up production capacity.
Eligibility Criteria
Key requirements for MSMEs, trading firms, manufacturers, and corporate entities.
Note: Unsecured business loans up to ₹5 Crores are approved based on GST returns and banking transactions without property collateral.
Documentation Checklist
Standardized paper checklist for fast limit sanction.
Business KYC
GST Certificate, Udyam & Entity Registration
Promoter KYC
PAN Card, Aadhaar Card & Address Proof
Financial Reports
2 Years Audited P&L, Balance Sheet & ITRs
Banking Statements
12 Months Primary Current Account Statement
Business Loan EMI Calculator
Calculate your outflow before applying. Toggle values below to understand potential EMIs and structure your loan tenure correctly.
Loan parameters
Business Owners We've Empowered
Real stories of business owners expanding operations and securing structured credit with Nidhivriddhi assistance.
"Fulfilled an urgent bulk export contract without pledging real estate collateral. Disbursed in 8 days with outstanding advisor support."
Rajesh Kumar
Precision Auto Parts, Pune
₹3.5 Crores Sanctioned
"Resolved complex property valuation disputes between multiple lenders. Acquired warehouse facility with 1.2% lower debt cost."
Ananya Sen
Sen Tech Logistics, Kolkata
₹12.0 Crores Sanctioned
"Working capital limit sanctioned based on high GST turnover. Managed peak festival season demand with 60% quarter-on-quarter sales jump."
Vikram Malhotra
Malhotra Tex-Fab, Surat
₹5.0 Crores Sanctioned
"Purchased high-end MRI machinery with step-up EMIs matching scanner diagnostic cash flows. Saved ₹6 Lakhs in first-year outflows."
Dr. Shailesh Mehta
Apex Diagnostic Center, Mumbai
₹1.8 Crores Sanctioned
"Sanctioned in 4 days. Our brand successfully onboarded to 3 national retail chains with invoice-based working capital."
Meenakshi Iyer
Green Roots Organic Foods, Bengaluru
₹85 Lakhs Sanctioned
"Fulfilled an urgent bulk export contract without pledging real estate collateral. Disbursed in 8 days with outstanding advisor support."
Rajesh Kumar
Precision Auto Parts, Pune
₹3.5 Crores Sanctioned
"Resolved complex property valuation disputes between multiple lenders. Acquired warehouse facility with 1.2% lower debt cost."
Ananya Sen
Sen Tech Logistics, Kolkata
₹12.0 Crores Sanctioned
"Working capital limit sanctioned based on high GST turnover. Managed peak festival season demand with 60% quarter-on-quarter sales jump."
Vikram Malhotra
Malhotra Tex-Fab, Surat
₹5.0 Crores Sanctioned
"Purchased high-end MRI machinery with step-up EMIs matching scanner diagnostic cash flows. Saved ₹6 Lakhs in first-year outflows."
Dr. Shailesh Mehta
Apex Diagnostic Center, Mumbai
₹1.8 Crores Sanctioned
"Sanctioned in 4 days. Our brand successfully onboarded to 3 national retail chains with invoice-based working capital."
Meenakshi Iyer
Green Roots Organic Foods, Bengaluru
₹85 Lakhs Sanctioned
Frequently Asked Questions
Have questions about our business loan process, document verification, or lending partners? Explore common answers here or connect with our relationship managers.
Let's Find the Right Business Loan for Your Growth
Speak with our lending specialists and compare financing options from multiple banks and NBFCs based on your business profile.