Loan Calculators Hub
Calculate EMIs, evaluate balance transfer savings, and model loan prepayments — all on a single transparent page.
Loan EMI Calculator
How it works: An EMI (Equated Monthly Installment) consists of both principal and interest components. In the initial years, a larger portion goes toward interest, while in later years, the principal component dominates. Use this tool to plan your monthly budget.
EMI Parameters
Calculated Monthly EMI
₹43,391 / month
Payment Breakup
Balance Transfer & Interest Savings Calculator
How it works: Transferring your existing high-interest loan to a new lender offering lower interest rates reduces your monthly EMI burden and total lifetime interest payout. This calculator evaluates your net savings after accounting for processing fees.
Current vs New Rate Comparison
Net Lifetime Savings
₹6,32,420
Net savings after deducting ₹10,000 transfer fee
Current Bank
₹42,375/mo
9.75% Rate
New Offer
₹38,806/mo
8.25% Rate
Loan Prepayment & Early Closure Calculator
How it works: Making a lump-sum part-prepayment directly reduces your principal balance. You can either choose to reduce your total loan tenure (close loan early) or reduce your monthly EMI installment while keeping the tenure unchanged.
Part-Payment Parameters
Total Interest Saved
₹14,52,595
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