Machinery Loans
up to ₹25 Crore.
Compare 50+ lenders. Secure up to 90% equipment financing.
Whether upgrading CNC machinery, procuring medical diagnostic equipment, or expanding automated production lines — secure structured term financing starting from 8.90% p.a.
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₹0+ Cr
Machinery Financed
0+
Factories Supported
0+
Banking Partners
0+
Years Experience
50+ Partner Banks & Equipment Finance Institutions
Access lowest interest rates, collateral-free machinery limits, and fast-track disbursements across India's top lenders.
Compare 50+ machinery loan offers.
Updated rates from leading banks, NBFCs, and SIDBI schemes.
HDFC Bank
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
1.5%
Amount
₹50 L – ₹40 Cr
Tenure
12–180 months
ICICI Bank
RBI-regulated · Direct lender
Interest
10.75% p.a.
Processing fee
1.25%
Amount
₹50 L – ₹30 Cr
Tenure
12–144 months
Axis Bank
RBI-regulated · Direct lender
Interest
11.00% p.a.
Processing fee
1.5%
Amount
₹50 L – ₹25 Cr
Tenure
12–120 months
Kotak Mahindra
RBI-regulated · Direct lender
Interest
10.99% p.a.
Processing fee
1.75%
Amount
₹75 L – ₹40 Cr
Tenure
12–180 months
Yes Bank
RBI-regulated · Direct lender
Interest
11.50% p.a.
Processing fee
2%
Amount
₹50 L – ₹20 Cr
Tenure
12–120 months
IDFC FIRST
RBI-regulated · Direct lender
Interest
10.85% p.a.
Processing fee
1.5%
Amount
₹50 L – ₹15 Cr
Tenure
12–96 months
ICICI Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹2 Cr
Tenure
12–72 months
HDFC Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
₹4999+GST
Amount
₹50 K – ₹50 L
Tenure
12–72 months
Axis Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
Upto 2%
Amount
₹50 K – ₹40 L
Tenure
12–60 months
Kotak Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
₹12999+GST
Amount
₹50 K – ₹50 L
Tenure
12–60 months
Bajaj Finserv
RBI-regulated · Direct lender
Interest
10.00% p.a.
Processing fee
Upto 1.2%
Amount
₹50 K – ₹75 L
Tenure
12–84 months
IDFC FIRST Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
Upto 2%
Amount
₹50 K – ₹1 Cr
Tenure
12–60 months
Cholamandalam
RBI-regulated · Direct lender
Interest
17.00% p.a.
Processing fee
Upto 4%
Amount
₹50 K – ₹50 L
Tenure
12–60 months
YES BANK
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹50 L
Tenure
12–60 months
IndusInd Bank
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
Upto 3%
Amount
₹50 K – ₹50 L
Tenure
12–60 months
Muthoot Finance
RBI-regulated · Direct lender
Interest
15.00% p.a.
Processing fee
Upto 6%
Amount
₹50 K – ₹15 L
Tenure
12–60 months
Piramal Finance
RBI-regulated · Direct lender
Interest
12.99% p.a.
Processing fee
Upto 2%
Amount
₹50 K – ₹25 L
Tenure
12–60 months
Tata Capital
RBI-regulated · Direct lender
Interest
10.99% p.a.
Processing fee
Upto 3.5%
Amount
₹50 K – ₹35 L
Tenure
12–60 months
Poonawalla Fincorp
RBI-regulated · Direct lender
Interest
24.00% p.a.
Processing fee
4%
Amount
₹50 K – ₹20 L
Tenure
12–60 months
L&T Finance
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹30 L
Tenure
12–60 months
Aditya Birla Capital
RBI-regulated · Direct lender
Interest
18.00% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹30 L
Tenure
12–60 months
SMFG India Credit
RBI-regulated · Direct lender
Interest
14.50% p.a.
Processing fee
Upto 2%
Amount
₹50 K – ₹5 L
Tenure
12–60 months
KreditBee
RBI-regulated · Direct lender
Interest
17.00% p.a.
Processing fee
2–5%
Amount
₹10 K – ₹5 L
Tenure
3–36 months
InCred
RBI-regulated · Direct lender
Interest
11.49% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹15 L
Tenure
12–60 months
Finnable
RBI-regulated · Direct lender
Interest
12.99% p.a.
Processing fee
Upto 2.5%
Amount
₹50 K – ₹10 L
Tenure
6–48 months
Central Bank of India
RBI-regulated · Direct lender
Interest
7.00% p.a.
Processing fee
0.50% + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
Bank of Baroda
RBI-regulated · Direct lender
Interest
7.30% p.a.
Processing fee
₹11,800
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
HDFC Bank
RBI-regulated · Direct lender
Interest
7.20% p.a.
Processing fee
Waived
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
ICICI Bank
RBI-regulated · Direct lender
Interest
7.50% p.a.
Processing fee
₹5,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
ICICI HFC
RBI-regulated · Direct lender
Interest
7.30% p.a.
Processing fee
₹10,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
Piramal Finance
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
As per bank policy
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
L&T Housing Finance
RBI-regulated · Direct lender
Interest
7.80% p.a.
Processing fee
₹10,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
SBI
RBI-regulated · Direct lender
Interest
7.25% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
LIC HFL
RBI-regulated · Direct lender
Interest
7.15% p.a.
Processing fee
0.25% + GST
Amount
₹10 L – ₹15 Cr
Tenure
60–360 months
PNB
RBI-regulated · Direct lender
Interest
7.25% p.a.
Processing fee
Waived
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
Bank of India
RBI-regulated · Direct lender
Interest
7.10% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
Union Bank of India
RBI-regulated · Direct lender
Interest
7.10% p.a.
Processing fee
₹17,700 + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
UCO Bank
RBI-regulated · Direct lender
Interest
7.15% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
Indian Bank
RBI-regulated · Direct lender
Interest
7.15% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
Canara Bank
RBI-regulated · Direct lender
Interest
7.15% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
Bajaj Housing Finance
RBI-regulated · Direct lender
Interest
7.20% p.a.
Processing fee
₹10,000 + GST
Amount
₹10 L – ₹15 Cr
Tenure
60–360 months
South Indian Bank
RBI-regulated · Direct lender
Interest
7.20% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
Karnataka Bank
RBI-regulated · Direct lender
Interest
7.30% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Axis Bank
RBI-regulated · Direct lender
Interest
7.35% p.a.
Processing fee
₹10,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
Federal Bank
RBI-regulated · Direct lender
Interest
7.35% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
IDBI Bank
RBI-regulated · Direct lender
Interest
7.35% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
Indian Overseas Bank
RBI-regulated · Direct lender
Interest
7.35% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
J&K Bank
RBI-regulated · Direct lender
Interest
7.35% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
City Union Bank
RBI-regulated · Direct lender
Interest
7.45% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Kotak Mahindra
RBI-regulated · Direct lender
Interest
7.70% p.a.
Processing fee
0.30% or ₹10,000+GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
IDFC First Bank
RBI-regulated · Direct lender
Interest
7.80% p.a.
Processing fee
Up to 1% + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
Godrej Housing Finance
RBI-regulated · Direct lender
Interest
7.75% p.a.
Processing fee
₹10,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
PNB Housing Finance
RBI-regulated · Direct lender
Interest
8.10% p.a.
Processing fee
₹7,000–₹10,000 + GST
Amount
₹8 L – ₹15 Cr
Tenure
60–360 months
Jio Finance
RBI-regulated · Direct lender
Interest
8.20% p.a.
Processing fee
As per bank policy
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
Mahindra Home Finance
RBI-regulated · Direct lender
Interest
8.35% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Samman Capital
RBI-regulated · Direct lender
Interest
8.75% p.a.
Processing fee
0.75% + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Navi Finserv
RBI-regulated · Direct lender
Interest
8.45% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Karur Vysya Bank
RBI-regulated · Direct lender
Interest
8.50% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Deutsche Bank
RBI-regulated · Direct lender
Interest
8.75% p.a.
Processing fee
₹15,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
Ujjivan Small Finance
RBI-regulated · Direct lender
Interest
8.75% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
YES Bank
RBI-regulated · Direct lender
Interest
9.00% p.a.
Processing fee
₹15,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
Poonawala Fincorp
RBI-regulated · Direct lender
Interest
9.00% p.a.
Processing fee
₹15,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
RBL Bank
RBI-regulated · Direct lender
Interest
9.00% p.a.
Processing fee
₹15,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
CSB Bank
RBI-regulated · Direct lender
Interest
9.10% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
IIFL
RBI-regulated · Direct lender
Interest
8.60% p.a.
Processing fee
0.50% + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
IndusInd Bank
RBI-regulated · Direct lender
Interest
8.60% p.a.
Processing fee
₹15,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
Truhome Finance
RBI-regulated · Direct lender
Interest
9.50% p.a.
Processing fee
1% + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
SMFG India Credit
RBI-regulated · Direct lender
Interest
9.50% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Cholamandalam Finance
RBI-regulated · Direct lender
Interest
9.50% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Hero Housing Finance
RBI-regulated · Direct lender
Interest
9.50% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
AU Small Finance Bank
RBI-regulated · Direct lender
Interest
10.00% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Sundaram Home Finance
RBI-regulated · Direct lender
Interest
10.00% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Equitas Small Finance
RBI-regulated · Direct lender
Interest
10.49% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Easy Home Finance
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
₹10,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Aditya Birla Housing
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
0.75% + GST
Amount
₹5 L – ₹10 Cr
Tenure
60–360 months
Aavas Financiers
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
DCB Bank
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
Motilal Oswal Home Fin
RBI-regulated · Direct lender
Interest
11.75% p.a.
Processing fee
₹15,000 + GST
Amount
₹10 L – ₹10 Cr
Tenure
60–360 months
DMI Housing Finance
RBI-regulated · Direct lender
Interest
13.99% p.a.
Processing fee
₹15,000 + GST
Amount
₹5 L – ₹5 Cr
Tenure
60–360 months
HDFC Bank
RBI-regulated · Direct lender
Interest
9.50% p.a.
Processing fee
1%
Amount
₹25 L – ₹25 Cr
Tenure
60–240 months
ICICI Bank
RBI-regulated · Direct lender
Interest
9.75% p.a.
Processing fee
1%
Amount
₹25 L – ₹20 Cr
Tenure
60–240 months
Axis Bank
RBI-regulated · Direct lender
Interest
9.90% p.a.
Processing fee
1.5%
Amount
₹25 L – ₹15 Cr
Tenure
60–180 months
HDFC Bank
RBI-regulated · Direct lender
Interest
9.99% p.a. onwards
Processing fee
₹4,999 + GST
Amount
Up to ₹75 L
Tenure
12–60 months
IDFC FIRST Bank
RBI-regulated · Direct lender
Interest
9.99% p.a. onwards
Processing fee
Up to 2%
Amount
₹5 L – ₹1 Cr
Tenure
12–84 months
Axis Bank
RBI-regulated · Direct lender
Interest
9.99% p.a. onwards
Processing fee
Up to 2%
Amount
₹3 L – ₹50 L
Tenure
12–60 months
Kotak Mahindra Bank
RBI-regulated · Direct lender
Interest
9.95% p.a. onwards
Processing fee
₹12,999 + GST
Amount
₹3 L – ₹30 L
Tenure
12–60 months
IndusInd Bank
RBI-regulated · Direct lender
Interest
10.5% p.a. onwards
Processing fee
Up to 3%
Amount
₹5 L – ₹35 L
Tenure
12–48 months
YES Bank
RBI-regulated · Direct lender
Interest
10.5% p.a. onwards
Processing fee
Up to 2.5%
Amount
Up to ₹50 L
Processing time
3–5 days
Bajaj Finserv
RBI-regulated · Direct lender
Interest
10% p.a. onwards
Processing fee
Up to 1.2%
Amount
₹5 L – ₹50 L
Tenure
12–72 months
ICICI Bank
RBI-regulated · Direct lender
Interest
9.99% p.a. onwards
Processing fee
Up to 2.5%
Amount
Up to ₹2 Cr
Processing time
3–5 days
Federal Bank
RBI-regulated · Direct lender
Interest
10.49% p.a. onwards
Processing fee
1.99–3.99%
Amount
Up to ₹5 L
Processing time
Instant
Poonawalla Fincorp
RBI-regulated · Direct lender
Interest
11.99% p.a. onwards
Processing fee
4%
Amount
Up to ₹20 L
Processing time
1–2 days
Piramal Finance
RBI-regulated · Direct lender
Interest
12.99% p.a. onwards
Processing fee
Up to 2%
Amount
Up to ₹25 L
Processing time
1–2 days
Tata Capital
RBI-regulated · Direct lender
Interest
15.49% p.a. onwards
Processing fee
Up to 2%
Amount
Up to ₹1.5 L
Processing time
Instant
L&T Finance
RBI-regulated · Direct lender
Interest
16% p.a. onwards
Processing fee
Up to 2%
Amount
Up to ₹5 L
Processing time
Instant
Aditya Birla Capital Limited
RBI-regulated · Direct lender
Interest
16% p.a. onwards
Processing fee
Up to 3.5%
Amount
Up to ₹7 L
Processing time
Instant
ICICI Bank
RBI-regulated · Direct lender
Interest
10.85% p.a.
Processing fee
1 - 2%
Amount
₹1 Cr – ₹1.5 Cr
Tenure
60–144 months
Credila
RBI-regulated · Direct lender
Interest
9.75% p.a.
Processing fee
1 - 1.5% + GST
Amount
₹50 L – ₹1 Cr
Tenure
60–180 months
Auxilo
RBI-regulated · Direct lender
Interest
11.00% p.a.
Processing fee
1 - 1.5% + GST
Amount
₹85 L – ₹85 L
Tenure
36–120 months
Avanse
RBI-regulated · Direct lender
Interest
10.00% p.a.
Processing fee
1 - 1.5% + GST
Amount
₹80 L – ₹1.25 Cr
Tenure
60–144 months
Bank of Baroda (BOB)
RBI-regulated · Direct lender
Interest
9.15% p.a.
Processing fee
Rs.10,000 + GST or 1%
Amount
₹7.5 L – ₹1.5 Cr
Tenure
60–180 months
IDFC Bank
RBI-regulated · Direct lender
Interest
10.75% p.a.
Processing fee
1 - 1.5% + GST
Amount
₹75 L – ₹1.5 Cr
Tenure
60–144 months
Axis Bank
RBI-regulated · Direct lender
Interest
11.00% p.a.
Processing fee
1% PF + GST
Amount
₹80 L – ₹1 Cr
Tenure
60–180 months
State Bank of India (SBI)
RBI-regulated · Direct lender
Interest
8.15% p.a.
Processing fee
Rs.10,000 + GST
Amount
₹50 L – ₹3 Cr
Tenure
60–180 months
Canara Bank
RBI-regulated · Direct lender
Interest
8.60% p.a.
Processing fee
Rs.10,000 + GST
Amount
₹7.5 L – 100% of cost
Tenure
60–180 months
Karur Vysya Bank
RBI-regulated · Direct lender
Interest
9.99% p.a.
Processing fee
Rs.10,000 + GST
Amount
₹7.5 L – ₹1.5 Cr
Tenure
60–180 months
Incred
RBI-regulated · Direct lender
Interest
11.00% p.a.
Processing fee
1 - 1.5% + GST
Amount
₹80 L – ₹80 L
Tenure
36–120 months
ICICI Bank
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
1%
Amount
₹25 L – ₹20 Cr
Tenure
12–36 months
HDFC Bank
RBI-regulated · Direct lender
Interest
10.75% p.a.
Processing fee
1.25%
Amount
₹50 L – ₹15 Cr
Tenure
12–36 months
Yes Bank
RBI-regulated · Direct lender
Interest
11.00% p.a.
Processing fee
1.5%
Amount
₹25 L – ₹10 Cr
Tenure
12–36 months
HDFC Ergo
RBI-regulated · Direct lender
Interest
Custom
Processing fee
N/A
Amount
₹5 L – ₹2 Cr
Tenure
12–360 months
ICICI Lombard
RBI-regulated · Direct lender
Interest
Custom
Processing fee
N/A
Amount
₹5 L – ₹2 Cr
Tenure
12–360 months
Max Life
RBI-regulated · Direct lender
Interest
Custom
Processing fee
N/A
Amount
₹25 L – ₹5 Cr
Tenure
60–480 months
HDFC Bank
RBI-regulated · Direct lender
Interest
9.75% p.a.
Processing fee
1%
Amount
₹10 L – ₹200 Cr
Tenure
12–72 months
Volt Money
RBI-regulated · Direct lender
Interest
10.00% p.a.
Processing fee
0.75%
Amount
₹5 L – ₹10 Cr
Tenure
12–36 months
ICICI Bank
RBI-regulated · Direct lender
Interest
9.90% p.a.
Processing fee
1%
Amount
₹10 L – ₹50 Cr
Tenure
12–72 months
Bajaj Finserv
RBI-regulated · Direct lender
Interest
10.25% p.a.
Processing fee
1%
Amount
₹5 L – ₹20 Cr
Tenure
12–60 months
Anand Rathi
RBI-regulated · Direct lender
Interest
10.50% p.a.
Processing fee
1%
Amount
₹25 L – ₹100 Cr
Tenure
12–72 months
Axis Bank
RBI-regulated · Direct lender
Interest
10.00% p.a.
Processing fee
1%
Amount
₹10 L – ₹30 Cr
Tenure
12–60 months
Why Manufacturers Choose Us
Compare suitable equipment financing options through a single integrated workflow instead of visiting multiple individual lenders.
Up to 90% Invoice Funding
Get maximum LTV financing on new, imported, or capital machinery with minimal down payment.
Dedicated Equipment Advisors
Work with an experienced advisor who guides you through proforma invoice evaluation, policy checks, and lender matching.
100% Tax Depreciation Benefits
Machinery financing enables your enterprise to claim capital equipment tax depreciation write-offs.
Accelerated 48-Hr Disbursal
Save weeks of turnaround time with fast-tracked machinery appraisal and partner lender escalations.
Smart Profile & SIDBI Matching
Map your machine requirements to specialized NBFCs and SIDBI MSME subsidized interest schemes.
End-to-End LC & Import Support
From initial quotation evaluation, Letter of Credit (LC) issuance to final bank account credit, our team manages it all.
How It Works
A transparent, connected timeline guiding your machinery file from proforma quotation to final equipment credit.
Submit Proforma Invoice
Share basic machine details and quotation via our 2-minute secure form.
Expert Valuation
Our relationship manager analyzes LTV limits, machine specs, and manufacturer terms.
Lender & SIDBI Matching
Shortlist matching offers from 50+ banking partners based on machine category.
Sanction & Machine Credit
Complete verification documents and secure swift machinery supplier disbursal.
Nidhivriddhi's machinery loan experts guide you from proforma valuation to final disbursal
Talk to a real equipment finance advisor on WhatsApp or by phone. Clear answers on LTV limits, SIDBI schemes, and interest subvention.
Machinery Loan Use Cases
Understand exactly which equipment categories can be financed with high LTV and structured terms.
CNC & Manufacturing
Precision turning centers, milling, and 5-axis machining equipment.
Healthcare & MRI
Diagnostic MRI, CT scanners, ultrasound, and OT equipment.
Construction Earthmovers
JCBs, excavators, cranes, transit mixers, and road rollers.
Textile & Garment
Weaving, knitting, dyeing, and automatic embroidery machinery.
Packaging & Printing
Offset presses, flexographic printing, corrugation, and cartoning lines.
Food & Commercial Kitchen
Cold storage plants, pasteurization, bottling, and baking ovens.
Imported Equipment & LC
Financing for imported machinery with Letters of Credit (LC) facilities.
Capacity Expansion
Upgrade plant technology and expand factory production output.
Eligibility Criteria
Key requirements for manufacturers, diagnostic centers, and industrial units.
Note: Equipment loans up to ₹5 Crores are sanctioned by hypothecating the machinery asset itself, requiring zero physical real estate collateral.
Documentation Checklist
Standardized equipment finance checklist for fast sanction.
Machinery Invoice
Proforma Invoice / Quotation from machine dealer
Business KYC
GST Certificate, UDYAM Registration & Entity Proof
Financial Reports
2 Years Audited P&L, Balance Sheet & ITRs
Banking Statements
12 Months Primary Current Account Statement
Machinery Loan EMI Calculator
Calculate your outflow before applying. Toggle values below to understand potential machinery EMIs and structure your loan tenure correctly.
Loan parameters
Enterprise Disbursal Stories
Read real case files of manufacturers and diagnostic centers we have helped secure structured machinery loans. Hover to pause.
Sanjay Patel
Patel Auto Components · Rajkot
Faced an urgent requirement to procure 3 high-precision Japanese VMC CNC machines to fulfill a long-term supply contract with an automotive OEM.
Prepared a comprehensive machinery project report, secured 85% invoice financing from a leading bank partner, and expedited Letter of Credit (LC) import facilities.
"Machines installed within 18 days; production capacity expanded by 3.2x while per-unit machining cost dropped by 22%."
Dr. Meenakshi Sundaram
Apex Scans & Diagnostic Hub · Coimbatore
Required equipment financing for a 1.5 Tesla MRI scanner. Traditional commercial loans asked for 30% down payment and physical property collateral.
Arranged equipment-backed healthcare financing with 90% LTV against the machinery invoice, requiring zero additional property collateral.
"Diagnostic center launched operations 2 months ahead of schedule, servicing 80+ patients daily with structured flexible EMIs."
Vikram Shah
Shah Plastics & Packaging · Ahmedabad
Needed automated high-speed blow-molding machinery to scale plastic packaging production for FMCG clients during peak quarter.
Structured a machinery term loan with SIDBI interest subvention, reducing effective borrowing cost to 8.75% p.a.
"Equipment delivered and commissioned in 12 days, resulting in a 55% quarterly revenue surge."
Sanjay Patel
Patel Auto Components · Rajkot
Faced an urgent requirement to procure 3 high-precision Japanese VMC CNC machines to fulfill a long-term supply contract with an automotive OEM.
Prepared a comprehensive machinery project report, secured 85% invoice financing from a leading bank partner, and expedited Letter of Credit (LC) import facilities.
"Machines installed within 18 days; production capacity expanded by 3.2x while per-unit machining cost dropped by 22%."
Dr. Meenakshi Sundaram
Apex Scans & Diagnostic Hub · Coimbatore
Required equipment financing for a 1.5 Tesla MRI scanner. Traditional commercial loans asked for 30% down payment and physical property collateral.
Arranged equipment-backed healthcare financing with 90% LTV against the machinery invoice, requiring zero additional property collateral.
"Diagnostic center launched operations 2 months ahead of schedule, servicing 80+ patients daily with structured flexible EMIs."
Vikram Shah
Shah Plastics & Packaging · Ahmedabad
Needed automated high-speed blow-molding machinery to scale plastic packaging production for FMCG clients during peak quarter.
Structured a machinery term loan with SIDBI interest subvention, reducing effective borrowing cost to 8.75% p.a.
"Equipment delivered and commissioned in 12 days, resulting in a 55% quarterly revenue surge."
Frequently Asked Questions
Have questions about machinery LTV limits, proforma invoice requirements, or SIDBI interest subvention? Explore common answers here or connect with our equipment relationship managers.
Let's Find the Right Machinery Loan for Your Enterprise
Speak with our equipment lending specialists and compare financing options from multiple banks, NBFCs, and SIDBI schemes.